---
title: "Alabama Medicaid Asset & Income Limits (2026)"
url: https://fundingltcmarketplace.com/states/alabama/medicaid-asset-limits/
description: "Alabama Medicaid for 2026: $2,982/month income limit and $2,000 resource limit for nursing home care and most waivers, what counts as a resource, and spouse rules."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Alabama · Financial Eligibility

# Alabama Medicaid Asset Limits

Last updated 2026-10-20

The Alabama Medicaid Agency's 2026 income-limits handout sets the bar for Nursing Home (Institutionalized) Medicaid at $2,982 per month in income and $2,000 in resources, measured as of the first day of the month. That same handout applies identical figures — $2,982 monthly and $2,000 in resources — to several of its waiver programs, including Elderly and Disabled, Independent Living, Intellectual Disabilities, and Technology Assisted.

'Resources' means something broader than a paycheck. The Agency's examples include cash, checking and savings accounts, loans, promissory notes, stocks, bonds, CDs, annuities, mutual funds, mineral and timber rights, and real estate. Whether a specific item actually counts toward the limit or gets excluded depends on the applicable program rule and the facts of ownership — an informal list a family draws up at the kitchen table isn't a substitute for that legal determination.

## Alabama figures

- 2026 income limit (institutional/most waivers): $2,982/month
- Resource limit: $2,000

## Sources and official resources

- [Alabama Medicaid: Institutional (nursing home) Medicaid](https://medicaid.alabama.gov/content/3.0_Apply/3.2_Qualifying/3.2.4_Medicaid_Nursing_Home.aspx)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

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